Chayo Moreno – Insurance Agency for your Medicare Options

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“My reward for the hard work and challenges is that I can now give back to nonprofit organizations in the South Bay, San Diego and Las Cruces, New Mexico.”


I love what I do, made possible by meeting challenges and hard work. I am an insurance broker assisting clients with their Medicare options in San Diego and in the South Bay area.

It began when I was a young girl in Las Cruces, New Mexico. I developed a strong love for basketball, practicing daily. It paid off when I was offered a basketball scholarship by Yavapai College in Prescott, AZ. I then went on to play at USD in San Diego before finishing my degree at San Diego State University.

I was fortunate to be part of the USA Women’s Basketball Regional Team, made up of college players from Arizona, California and New Mexico. The USA team played against the Australian Women’s National Team in cities starting in Brisbane, Australia down the coast to Sydney. For a young, small-town, 19-year old girl, it created an incredible memory.

After graduating with a B.S. in graphic design, I worked for the San Diego Union, now Union-Tribune. After a few years, I was promoted to the management team, knowing my skills as a captain in my college playing years would be used. Shortly thereafter, I decided to do sales, which meant owning your time, your income, and the sky was the limit.

I read every book from Zig Ziglar, Harvey Mackay, and many other successful sales gurus, and attended sales seminars. I believed I could take one idea and use it to move forward. After working at Pacific Bell, now AT&T, Junior Achievement, and other sales positions, I decided in February 1999 to pursue my master’s degree in organizational management at the University of Phoenix.

At some point, I decided to work insurance sales, working in various areas of insurance, but nothing seemed to feel or fit “just right.” I then received a call from United Healthcare to join their team of exclusive agents to represent Medicare options. As a firm believer of three slogans, “Every situation has a silver lining,” “Every opportunity only knocks once,” and simply “gratitude,” I took the opportunity. It felt right, and it fit from the moment I had my first appointment with my first clients, a senior couple.

My reward for the hard work and challenges is that I can now give back to nonprofit organizations in the South Bay, San Diego and Las Cruces, New Mexico. I’m also a proud member of the Chula Vista Charitable Foundation, Southwestern College Foundation Board, and Home Start Board of Directors.

Please visit ChayoMoreno.com for more information.